Payday and Installment Loans in Houston, Texas
Fast Access to Cash When You Need It
300 Cash Loans is here to provide much-needed assistance when unexpected expenses arise. Our payday and installment loans come with instant loan decisions and fast funding to help people in Houston and across Texas overcome financial emergencies.
We understand that many customers have limited options because of their bad credit, and we lend them a helping hand. The services we offer involve no hard credit checks and can be obtained without a specific FICO rating.
Visit Us in Houston
The 300 Cash Loans Houston store is located in the Greater Fondren Southwest area, right in front of the Jumbo Judaica of Texas. We provide a fast and excellent customer experience to anyone who comes in and looks for a reliable financial solution. Our kind and helpful staff hopes to see you soon and will gladly explain all your loan options so that you can find a perfect one for your budget and particular case.
Address: 7650 Sanford Rd, Houston, TX 77096
Email: [email protected]
Phone: (832) 937-9898
Business Hours:
Monday-Sunday: 8am – 10pm
Branch manager: Mark Casey
Real Stories from H-Town Borrowers
We are open to customer feedback and do our best to improve the services we offer through your stories.
dave
They helped me understand the terms and were super nice to me. Very professional
★★★★★
January 30, 2026
Laura
Just great. One of the fastest loans I’ve ever received in my life
★★★★★
February 3, 2026
AndyD
Good location and friendly staff
★★★★★
February 12, 2026
If you’ve visited our location, please leave us your feedback:
Houston Loan Options We Offer
Each unexpected situation requires a unique solution. We create our loans to fit a wide range of urgent life events that people in Houston are likely to face.
Payday Loans
With a payday loan from 300 Cash Loans, you can borrow up to $1,000 for a maximum period of 31 days. Houston residents can receive fast funds as soon as the next business day, either online or in-store. This option works best for small emergencies and short-term money gaps.
Installment Loans
Our installment loans in Houston are designed for people who are looking for a budget-friendly solution. They can help you cover larger expenses by providing amounts of up to $5,000 with the ability to repay over 2 to 24 months. This longer period ensures you will be comfortable with repayment.
When Should You Get a Payday Loan in Houston?
Getting a cash advance loan in Houston is a good option if you need urgent cash to cover minor expenses before your next paycheck. Here are some of the most common ways to use the funds:
Enjoy Our Simple 3-Step Application Process
Whether online or in-store, our loan process is designed to be intuitive and fast. Just see for yourself:
1
Complete an easy form
Visit us in Houston for personal guidance, or fill it out via the website in minutes.
2
Wait for a response
Your data will be verified without undergoing a hard credit check, allowing for quick approvals for eligible applicants.
3
Get funded
If approved, sign the agreement after reviewing the terms. The money will be deposited into your checking account within 1 business day*.
*Instant or same-day funding options may be available to in-store borrowers and online loans originated before 10 AM on business days.
Eligibility Requirements
Yes, it’s just that simple! All you need to do is:
How Much Do Payday Loans Cost?
Texas has no strict limits on payday loan fees. 300 Cash Loans in Texas operates as a credit service organization with a CSO fee capped at $30 for each $100 of the loan. The APR depends on the loan details.
Below are representative cost examples based on recent 300 Cash Loans approvals:
| Loan Amount | Fee per $100* | Total Cost | APR (14 days) | APR (30 days) |
|---|---|---|---|---|
| $100 | $22.18 | $122.18 | 578.26% | 269.86% |
| $300 | $24.50 | $373.50 | 638.75% | 298.08% |
| $500 | $26.19 | $630.95 | 682.81% | 318.65% |
| $1,000 | $29.99 | $1,299.90 | 781.88% | 364.88% |
*Your particular loan terms are subject to approval based on your credit, income, and the overall eligibility.
Other 300 Cash Loans Locations in Texas
We serve people across Texas! If you are not in Houston, explore our list of locations in the state and find the one near you. Busy schedule? No problem! We accept applications online 24/7.
Plano, TX
700 East Park Boulevard suite 112,
Plano,
TX 75074
(972) 460-8008
Corpus Christi, TX
1801 S Alameda #250,
Corpus Christi,
TX 78404
(361) 353-8889
Midland, TX
303 E Texas Ave,
Midland,
TX 79701
(432) 219-2785
Houston, TX
7650 Sanford Rd,
Houston,
TX 77096
(832) 937-9898
Why Choose 300 Cash Loans
300 Cash Loans prides itself on helping Houston residents solve their money issues by providing fast and accessible loan services. We offer a wide range of financial solutions that are available with any credit score. Our strong focus on speed, your safety, and customer satisfaction is evident in every detail of the process and our overall approach. We know what is important to you when it comes to financial assistance, and do our best to meet all your needs and wishes.
FAQ
Do I need good credit to get approved?
The short-term personal loans we offer in Houston require no good credit history to qualify. The verification process focuses on your income, bank account activity, and the overall ability to repay. However, having bad or no credit may result in less favorable loan terms.
How quickly can I get my money with 300 Cash Loans?
Common funding times are as soon as the next business day after approval. However, eligible borrowers can receive the money faster under certain conditions. Same-day loans in Houston are typically available to borrowers who finalize their loans before 10 AM on a banking day.
What loan amounts are available in Houston?
Houston payday loans range from $100 to $1,000. Installment loans offer loan amounts from $500 to $5,000. The exact amount you can qualify for will be determined after assessing your application details based on your current income, credit, and ability to repay.
Can I apply online, or do I need to visit a 300 Cash Loans store?
It’s up to you. If you find it more convenient to apply online without any store visits, feel free to complete our simple application form via the website. If you need personal guidance and explanation, come by and speak to our friendly staff at our physical location.
What are the repayment terms for payday and installment loans?
Short-term payday loans are typically due by your next paycheck, usually within 14 to 31 days. Installment loans offer longer repayment terms, allowing you to repay in fixed payments over 2 to 24 months.
Can I get a payday loan in Houston with no credit check?
No credit check usually refers to skipping a hard credit check via major credit bureaus. From this point of view, loans obtained from 300 Cash Loans are considered safe for your credit score. However, our underwriting process still involves a soft credit inquiry to assess your financial profile and ensure you can repay on time.